Trading 212 vs Degiro: Find the Best Trading Platform for You

Trading 212 and DEGIRO are excellent low-cost trading platforms enabling you to invest in shares, stocks, bonds, investment trusts, and ETFs or exchange-traded funds. 

Investors, nowadays, are choosing share dealing platforms to purchase shares and stocks. If you’re just a beginner that wants to explore and dive into an investment pool, you’ll need a provider that enables you to invest in shares and stocks. 

Today, we will discuss the two most popular and preferred platforms for trading - Trading 212 and DEGIRO for your easy decision-making. With our in-depth Trading 212 vs DEGIRO comparison, you’ll learn about both these platforms and can decide which one best fits your needs.

About Trading 212

Trading 212 is a share dealing CFD broker platform where you can invest in ETF trading and commission-free stock. This platform is regulated and controlled by the Bulgarian FSC, UK FCA and Cypriot CySEC. This service provider is an excellent choice for CFD traders and equity investors who want to access easy-to-use trading platforms. 

About Degiro

DEGIRO is one of the most popular and leading stock brokers in Europe. This trading service provider ensures access to over 50 stock exchanges with a simple, user-friendly platform and low commissions per trade. If you’re an investor or a trader who’s just looking for execution, then it’s the perfect service provider for you.

Fees

In this DEGIRO vs Trading 212 section, we’ll compare their fees, payment methods, and other aspects. For instance, the minimum deposit fee at DEGIRO is £0.01, whereas it’s £1 for Trading 212. 

However, Trading 212 doesn’t have any standard trading fee, but it can cost you around £1.75 for trading with DEGIRO. Regarding foreign exchange fees, DEGIRO charges a 0.1% fee, and Trading 212 charges 0.15%. 

Although DEGIRO charges extremely low fees and low minimum deposits, it can barely compete with Trading 212 - a zero commission trading platform. So, the clear winner in terms of fees is Trading 212. 

For deposit and withdrawal, here’s a comprehensive table that will ensure a better understanding of these two platforms: 

What can you trade 

Here is a Trading 212 vs DEGIRO analysis table representing the available assets on each platform.

Overview

• CFDs on stocks, commodities, currencies, ETFs, and indices
• ETFs and real stocks
• Bonds, ETFs, real stocks, and other options

Takeaway

Note: Trading 212 provides ETFs/CFD accounts and stock investing accounts where you can buy real stocks. 

Note: This traditional DMA service provider enables you to buy and sell real shares or stocks as per the availability in the stock exchanges around the world. 

Regarding investment opportunities, DEGIRO offers more diverse chances than Trading 212. This broker provides almost all investment types, including shares, funds, ETFs, and bonds, for your ultimate trading experience. 

Security

It’s always advisable to not trade on a platform that isn’t sufficiently regulated. After all, you must be assured that your money is in safe hands for investment. 

Now coming to DEGIRO vs Trading 212, both are mainstream, reputed service providers that are highly regulated with displayed licensing certification on their sites. 

Here’s a table representing their regulation and licensing status: 

Ease of Use

You’ll love these platforms for making an investment portfolio if you’re a beginner. Both the service providers offer user-friendly, easy-to-navigate, insightful websites and mobile apps. 

It enables aspiring investors like you to quickly learn the features and financial tools available on the platform to get started with investing then and there. 

However, Trading 212 has a slight edge over DEGIRO, as unlike Trading 212, DEGIRO fails to provide forums and doesn’t send notifications. 

Other Features

One other important feature of these platforms is customer service. Today, customer service is the first thing beginner investors like you look for in a stockbroker. Knowing that your problem has the potential to get resolved is nice. That’s where DEGIRO takes over the edge on Trading 212. 

The DEGIRO site lets you directly contact their representatives via email, phone, and many other ways, whereas you’ll have to submit a contact request form on Trading 212 first. 

Conclusion

Both Trading 212 and DEGIRO are excellent options. So, the best one of them depends on your specific needs. Both have their own advantages and disadvantages, and it’s up to you which one you choose. 

For instance, if you’re more into CFD trades, go for Trading 212. But if you’re more into execution, go for DEGIRO. So, come and explore the best platforms for your precise trading needs with our comparison tool here.